Last updated 9/16/2018
1. User Accounts. You must be over the age of 18 to register with the Site. You also agree to provide true, accurate and complete registration information when you create a user account.
2. Changes to Terms. We may change the Terms from time to time. The most recent version of the Terms will be posted on the Site and replace any prior versions. Your continued use of the Site following the posting of these changes will constitute acceptance of such changes. We also reserve the right to modify the content or access to any feature of the Site at any time.
4. Communication Preferences. If you register with the Site, you consent to receiving service messages relating to your account, such as payment confirmations, account verifications and transactional notices. You also consent to receiving other communications from us such as newsletters, special offers, announcements and surveys, which you may opt out of by clicking on the “unsubscribe” links contained therein.
5. Geographic Restrictions. You may not be able to access all or some of the content and services of the Site outside of the United States and such access may not be legal by certain persons or in certain countries. If you access the Site from outside the United States, you are responsible for compliance with local laws. You represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country, and (ii) you are not listed on any U.S. Government “watch list” of prohibited or restricted parties, including the Specially Designated Nationals list published by the Office of Foreign Assets Control of the U.S. Treasury or the Denied Persons List published by the U.S. Department of Commerce.
6. Subscription, Free Trial, Billing and Cancellation
A. Free Access. You may access certain features of the Site free of charge. However, if you do not purchase a subscription, your access to the Site will be limited.
B. Paid Subscription. You may access the subscription-only features of the Site by signing up for a paid subscription, which may start with a free trial. Only one person may use the user name and password associated with a subscription account. You may be required to provide a current, valid, accepted method of payment (“Payment Method”) to start your subscription or free trial. All subscriptions are renewed automatically on an annual, monthly or quarterly basis (as chosen by the Subscriber). When we renew your subscription, we will bill your Payment Method for the subscription fee. You may not be notified in advance of each renewal.
C. Free Trial. From time to time, we may offer free trials of the subscription service for a specified period of time. Company reserves the right, in its sole discretion, to determine your eligibility for a free trial, and to modify or withdraw a free trial at any time without notice or liability. We may require you to provide your Payment Method to start the free trial. On the first day after the free trial ends, we will begin billing your Payment Method for the subscription fee on a recurring basis, every year, unless you cancel prior to the end of the free trial period. However, we may authorize your Payment Method as soon as you register for a free trial. In some instances, your available balance or credit limit may be reduced to reflect the authorization during your free trial period. You may not receive notice from us that your free trial period has ended or that the paying period of your subscription has begun.
D. Recurring Billing. By subscribing to the Site and providing your Payment Method, you authorize us to bill your Payment Method for the subscription fee at the then current rate, and any other charges you may incur in connection with your use of the Site. You acknowledge that the amount billed each applicable period may vary for reasons including promotional offers, gift card redemptions and adding subscriptions. You authorize us to bill your Payment Method for such varying amounts, which may be billed in one or more charges during the billing cycle.
E. Billing Cycle. The subscription fee will be billed to your Payment Method at the start of the paying period of your subscription and every billing period thereafter unless you cancel your subscription or we terminate it. You must cancel your subscription before it renews for the next billing cycle in order to avoid payment of the next cycle’s subscription fee to your Payment Method. Subscription fees are fully earned upon payment. We automatically bill your Payment Method every term (Monthly, Quarterly, or Yearly). We reserve the right to change the timing of our billing.
F. Price Changes. We reserve the right to change pricing for subscriptions or any components thereof in any manner and at any time as we may determine in our sole discretion. Subject to these Terms, any price changes will take effect following email notice to you.
G. No Refunds. PAYMENTS ARE NONREFUNDABLE AND NO REFUNDS OR CREDITS WILL BE GIVEN FOR PARTIAL OR INCOMPLETE USE. We reserve the right, in our sole discretion, to provide refunds, discounts or credits to subscribers on one or more instances without obligation to do so in the future. If any or all of the features of the Site are temporarily unavailable, you will not receive a refund.
H. Cancellation. You can cancel your subscription at any time by logging into your account, selecting the 'subscription' tab in your profile and clicking the ‘cancel' button. Cancellation will become effective at the end of your current billing period. You will not receive a refund or credit for your current billing period. You may continue to access the subscription-only features of the Site for the remainder of your current billing period.
I. Commenting. The ability to post comments on the site's pages is not guaranteed by the act of paying for a subscription. While the comment section is limited to paid subscribers, at any given time the site administrators may deem it necessary to remove any or all users' commenting privileges without warning. Your paid subscription guarantees access to premium video and audio content, it does NOT guarantee the ability to participate in discussions regarding said content on this website.
7. Third Party Materials. The Site may display, include or make available third-party content (including data, information, applications and other products services and/or materials) or provide links to third-party websites or services, including through third-party advertising (“Third Party Materials”). You acknowledge and agree that Company is not responsible for Third Party Materials, including their accuracy, completeness, timeliness, validity, copyright or trademark compliance, legality, decency, quality or any other aspect thereof. Company does not assume and will not have any liability or responsibility to you or any other person or entity for any Third Party Materials. Third Party Materials and links thereto are provided solely as a convenience to you and you access and use them at entirely at your own risk and subject to such third parties’ terms and conditions. Once you choose to link to another site, you should read and understand that site’s privacy statement before disclosing any personal information.
8. Your Use of the Site. All of our content available through the Site is owned by or licensed to us or our partners and/or users and is protected by copyright and/or trademark laws. You do not acquire ownership rights to any content viewed through the Site. Our posting of content on the Site does not constitute a waiver of any right in such content. You may not use, store, display, publish, transmit, distribute, modify, reproduce, create derivative works of or in any way exploit any of this content (other than your own content), in whole or in part, outside of the specific usage rights granted to you by Company in connection with this Site. All other copying in any format or other unauthorized use of the Site or its contents may constitute a breach of copyright, trademark and/or other intellectual property laws and/or other international laws and may subject you to criminal or civil charges and penalties. Company reserves all other rights not expressly granted hereunder. In no event may the Site be used in a manner that (a) harasses, abuses, threatens, defames or otherwise infringes or violates the rights of others; (b) is unlawful, fraudulent or deceptive; (c) uses technology or other means to access Company’s proprietary information that is not authorized by Company; (d) uses or launches any automated system to access Company’s website or computer systems; (e) attempts to introduce viruses, trojans, worms, malware, or any other malicious computer code that interrupts, destroys or limits the functionality of any computer software, hardware or telecommunications equipment; (f) attempts to gain unauthorized access to Company’s computer network or user accounts; (g) encourages conduct that would constitute a criminal offense, or would give rise to civil liability; or, (h) violates these Terms. Company reserves the right, in its sole discretion, to terminate your user account.
9. Information and Press Releases. The Site contains information and press releases in connection with its content. While this information was believed to be accurate as of the date prepared, Company disclaims any duty or obligation to update this information or any press releases. Information about companies other than ours contained in the press release or otherwise, should not be relied upon as being provided or endorsed by us.
10. Content Posted on the Site. The Site may contain social networking components and interactive features (including but not limited to blogs, chat groups, bulletin boards, news groups, as well as, the display of content from linked third-party websites, which may allow you to submit, transmit or post information, including but not limited to audio recordings, video recordings, writings, and/or images. Company may monitor content posted on the Site, but Company is under no obligation to do so. You may be exposed to content on the Site that is inaccurate or deceptive, or that you find offensive or objectionable.
11. Content You Post.
A. Content you post via the Site may appear on other user’s devices. You are responsible for all content that you post through or download from the Site. You may not post content that:
Is not your own original creation or that you do not have permission to use (keep in mind that just because something on the internet does not have a copyright notice on it doesn’t mean you can use it without permission);
Infringes the copyright, trademark, patent right, or other proprietary right of any person or that is used without the permission of the owner;
You know to be inaccurate;
Is pornographic, sexually explicit, or obscene;
Exploits children or minors;
Violates the rights of privacy or publicity of any person;
Is harassing, libelous, slanderous, or defamatory;
Contains any personally identifying information about any person without their consent or about any person who is a minor;
Includes advertisements, promotions, solicitations, spam, or offers to sell any goods or services for any commercial purpose;
Is off topic;
Is intended to provide professional advice, including but not limited to, the provision of medical treatment, or legal, financial or investment advice;
Is intended to solicit, recommend, endorse, or offer to buy or sell any securities or other financial instruments, tout stocks, or recommend that any particular security, portfolio of securities, transaction, or investment strategy is suitable for you or any specific person;
Violates any local, state, federal, and/or international laws or regulations;
Promotes or provides instructional information about illegal or illicit activities;
Contains software viruses or any other computer code, files, or programs designed to destroy, interrupt, or otherwise limit the functionality of any computer software, computer hardware, or other equipment; or,
Is intended to overwhelm, cause technical disruptions of or denial of service to Company’s servers.
A. Company may remove any content that violates these Terms or that Company determines is otherwise not appropriate in Company’s sole discretion. Company may or may not exercise editorial control over content posted on the Site.
B. By posting or transmitting content on or through the Site, you
represent and warrant that you are the creator and owner of, or have the necessary licenses, rights, consents, and permissions to use and to authorize Company and other users to use and distribute your content as necessary to exercise the licenses granted by you in these Terms and in the manner contemplated by Company and these Terms;
you certify that you are (a) at least 18 years old, agree to and do hereby grant Company and its affiliates and partners a nonexclusive, perpetual, irrevocable, worldwide, sublicensable, transferrable, royalty-free right and license to use, store, display, publish, transmit, transfer, distribute, reproduce, rearrange, edit, modify, aggregate, create derivative works of and publicly perform the content that you submit via the Site for any purpose, in any form, medium, or technology now known or later developed. You also acknowledge that (i) Company may have already created, or be in the process of creating, content that may be substantially similar to your ideas at the time you submit those ideas to us, and (ii) elements of your ideas may not be subject to protection under copyright laws. You also grant Company a license to use your user name in connection with Company’s use of any content you provide to Company. You also consent to the display of advertising within or adjacent to any of your content. Any comments or materials you send to Company, including feedback data, such as questions, comments, suggestions and any other response shall be deemed to be nonconfidential.
12. Limitation of Liability. TO THE FULLEST EXTENT ALLOWABLE UNDER APPLICABLE LAW, (A) IN NO EVENT SHALL COMPANY BE LIABLE TO YOU WITH RESPECT TO (1) USE OF THE SITE, CONTENT OR SERVICES OR (2) DIRECT DAMAGES IN AMOUNTS THAT IN THE AGGREGATE EXCEED THE GREATER OF THE AMOUNT ACTUALLY PAID BY YOU, IF ANY, FOR THE SUBSCRIPTION SERVICES OR US$100.00, AND (B) IN NO EVENT SHALL COMPANY BE LIABLE TO YOU FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES ARISING OUT OF OR IN ANY WAY RELATING TO THESE TERMS OR THE USE OF OR INABILITY TO USE THE SITE, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOST PROFITS, LOSS OR CORRUPTION OF DATA, BREACH OF PRIVACY OR SECURITY, TRANSMISSION OF PERSONAL DATA OR FAILURE OR MALFUNCTION OF YOUR DEVICE. YOUR SOLE REMEDY UNDER THESE TERMS IS TO CEASE USE OF THE SITE.
13. Warranty Disclaimer. EXCEPT AS EXPRESSLY SET FORTH IN THESE TERMS, COMPANY DOES NOT MAKE AND COMPANY HEREBY EXPRESSLY DISCLAIMS ALL WARRANTIES AND REPRESENTATIONS WITH RESPECT TO THE SITE, CONTENT, AND SERVICES PROVIDED HEREUNDER OR OTHERWISE REGARDING THESE TERMS, WHETHER ORAL OR WRITTEN, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, TITLE, NON-INFRINGEMENT, FREEDOM FROM COMPUTER VIRUSES OR MALWARE, AND WARRANTIES ARISING FROM COURSE OF DEALING, COURSE OF PERFORMANCE OR USAGE OF TRADE. COMPANY IS NOT RESPONSIBLE FOR THE ACTIONS OR INFORMATION OF THIRD PARTIES, AND YOU RELEASE COMPANY FROM ANY CLAIMS AND DAMAGES, KNOWN AND UNKNOWN, ARISING OUT OF OR IN ANY WAY CONNECTED WITH ANY CLAIM YOU HAVE AGAINST ANY SUCH THIRD PARTIES. SOME STATES AND COUNTRIES, INCLUDING MEMBER COUNTRIES OF THE EUROPEAN ECONOMIC AREA, DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO SOME OR ALL OF THE LIMITATIONS OR EXCLUSIONS ABOVE MAY NOT APPLY TO YOU. IF YOU ARE A CALIFORNIA RESIDENT, YOU WAIVE CALIFORNIA CIVIL CODE §1542, WHICH SAYS: A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR.
14. Limitation of Time to File Claims. ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OR SITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.
15. Indemnification. You agree to defend, indemnify, and hold harmless Company and its employees, contractors, officers, directors and successors from any and all claims, suits, damages, costs, lawsuits, fines, penalties, liabilities, expenses (including attorney’s fees and costs) that arise from your use or misuse of the Site, violation of these Terms or violation of any rights (including, but not limited to intellectual property rights, right of privacy, right of publicity, etc.) of a third party. Company reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate at your own expense in asserting any available defenses. The indemnification in this section extends to any allegations of copyright infringement, violation of the Digital Millennium Copyright Act or other law based on your importation, exportation, manipulation, modification, distribution, sale or other use of text, still images, or audio or video recordings.
16. Contact Information/Customer Service. Customer account settings, including subscription cancellation and password reset is available via the MY ACCOUNT page. Additional assistance is available by email at [email protected] only and is provided directly. Customer service will provide assistance with passwords, cancellations, deletion, signup and technical help to using our services, for instance the RSS feeds.
17. Third Party Agreements And Additional Terms. You agree to comply with all applicable third party terms of agreement when using the Site. There may be additional terms and conditions that apply to portions of the Site and to any purchases on the Site or services, including, without limitation, invitations, sweepstakes, contests and the like. All such additional terms and conditions shall be a part of these Terms and are incorporated by reference herein and you agree to be bound by such additional provisions. In the event of a conflict between these Terms and any additional terms and conditions applicable to any portion or offering on the Site, such additional terms and conditions with respect to that portion or offering shall control.
18. Governing Law. These Terms are governed exclusively by the laws of the State of New York, without giving effect to its conflict of law rules. These Terms are not governed by the United Nations Convention of Contracts for the International Sale of Goods, the application of which is expressly excluded. The parties further agree that the place of contract and performance of these Terms is Fishkill, NY, USA.
19. Waiver/Severability. The failure of Company to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. If any provision of these Terms is for any reason held unenforceable or invalid, then these Terms shall be construed as if such provision were not contained in these Terms.
20. Arbitration. Any dispute, claim or controversy arising out of or related to these Terms or the breach, termination, enforcement, interpretation or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate, shall be resolved by binding non-appearance-based arbitration. Either party shall initiate arbitration before a single arbitrator through an established alternative dispute resolution (“ADR”) provider mutually agreed upon by the parties, or, if no agreement is reached within ten (10) days of a request for agreement, then according to the rules (“Rules”) of the American Arbitration Association. The ADR provider and the parties must comply with the following rules: (a) the arbitration shall be conducted by telephone, online and/or be solely based on written submissions, the specific manner shall be chosen by the party initiating the arbitration; (b) the arbitration shall not involve any personal appearance by the parties or witnesses unless otherwise mutually agreed by the parties; and (c) any judgment on the award rendered by the arbitrator shall be final and may be entered in any court of competent jurisdiction. All aspects of the arbitration shall be treated as confidential, as provided in the Rules. Before making any disclosure permitted by the Rules, a party shall give written notice to the other party and afford such party a reasonable opportunity to protect its interests. You agree that the Federal Arbitration Act governs the interpretation and enforcement of this provision, and that you and Company are each waiving the right to a trial by jury and the right to participate in a class or representative action. YOU AND COMPANY AGREE THAT EACH MAY BRING CLAIMS ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, the arbitrator may not consolidate more than one person’s claims with your or Company’s claims, and may not otherwise preside over any form of a class or representative proceeding.
21. Entire Agreement; Modifications. These Terms comprise the entire agreement between you and Company, and supersede any other agreement or discussion, oral or written, with respect to the subject matter of these Terms, and may not be changed except by a written agreement signed in hardcopy form by both parties. There shall be no application of any rule of construction against the drafter as you have had an opportunity to have these Terms reviewed by your counsel.